USER TERMS OF SERVICE

Welcome to Berbix Verify, offered by Berbix Inc. (“Berbix,” “we,” or “us”). This page explains the terms by which you may use our web and/or mobile software and services, which allow our business partners (“Customers”) to vet and verify the identities and credentials of individuals (collectively, the “Service”). By accessing or using the Service, you signify that you have read, understood, and agree to be bound by this User Terms of Service (the “User Terms of Service”) and to the collection and use of your information as set forth in the Berbix Privacy Policy, whether or not you are a registered user of our Service. Berbix reserves the right to make unilateral modifications to these terms and will provide notice of these changes as described below. These User Terms of Service applies to all visitors, users, and others who access and/or use the Service (“Users”).

For purposes of clarity, these User Terms of Service apply to your use of the Service. In addition to these User Terms of Service, if you use our website (the “Site”), then you must also read, understand, and agree to the Website Terms of Use, which shall govern your use of the Site.

Please read these User Terms of Service carefully to ensure that you understand each provision. These User Terms of Service contains a mandatory individual arbitration and class action/jury trial waiver provision that requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions.

1. Use of Our Service

A. Eligibility

This is a contract between you and Berbix. You must read and agree to these terms before using the Service. If you do not agree, you may not use the Service. You may use the Service only if you can form a binding contract with Berbix, and only in compliance with these User Terms of Service and all applicable local, state, national, and international laws, rules and regulations. Any use or access to the Service by anyone under 13 is strictly prohibited and in violation of these User Terms of Service. The Service is not available to any Users previously removed from the Service by Berbix.

B. What is the Service?

The Service is a technology offering that makes it easier for our Customers to vet and verify information about individuals like you. The Service allows our Customers to leverage the results of such vetting and verification (the “Verification Results”).

C. How Does the Service Work?

One of our Customers will direct you to use our Service to help vet and verify you. We will let you know that we are working with them and require you to agree to these User Terms of Service in order to submit your information to us. After we vet and verify the information you submit to us, we will share that information back to our Customer.

The Service allows us to help our Customers more easily interact with individuals like you, but it does not change anything else about your relationship with the applicable Customer. You are ultimately responsible for your interactions with our Customers. Your provision of services to or for such Customer, or for third-parties via our Customers’ platforms, are governed by separate terms and conditions between you and such Customer, to which we are not a party.

If you want to stop using the Service, please email us at privacy@berbix.com. 

D. Service Rules

You agree not to engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated “scraping”; (ii) using any automated system, including without limitation “robots,” “spiders,” “offline readers,” etc., to access the Service in a manner that sends more request messages to the Berbix servers than a human can reasonably produce in the same period of time by using a conventional on-line web browser; (iii) attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (iv) taking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (v) providing or uploading invalid data through the Service; (vi) collecting or harvesting any personally identifiable information from the Service; (vii) using the Service for any commercial solicitation purposes; (viii) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity; (ix) interfering with the proper working of the Service; (x) accessing any content on the Service through any technology or means other than those provided or authorized by the Service; or (xi) bypassing the measures we may use to prevent or restrict access to the Service, including without limitation features that prevent or restrict use or copying of any content or enforce limitations on use of the Service or the content therein.

We may, without prior notice, change the Service; stop providing the Service or features of the Service, to you or to Users generally; or create usage limits for the Service. We may permanently or temporarily terminate or suspend your access to the Service without notice and liability for any reason, including if in our sole determination you violate any provision of these User Terms of Service, or for no reason. Upon termination for any reason or no reason, you continue to be bound by these User Terms of Service.

You may sign up to or agree to receive a one-time on-demand notification from us via text message or telephone call for authentication purposes. Standard message and data rates apply.

2. Proprietary Rights

The Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, and music (the “Berbix Content”), and all intellectual property rights related thereto, are the exclusive property of Berbix and its licensors. Except as explicitly provided herein, nothing in these User Terms of Service shall be deemed to create a license in or under any such intellectual property rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any Berbix Content. Use of the Berbix Content for any purpose not expressly permitted by these User Terms of Service is strictly prohibited.

You may choose to or we may invite you to submit comments or ideas about the Service, including without limitation about how to improve the Service or our products (“Ideas”). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place Berbix under any fiduciary or other obligation, and that we are free to use the Idea without any additional compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, Berbix does not waive any rights to use similar or related ideas previously known to Berbix, or developed by its employees, or obtained from sources other than you.

3. Privacy and Security

We care about the privacy of our Users. You understand that by using the Services you consent to the collection, use and disclosure of your personally identifiable information and aggregate data as set forth in our Privacy Policy, and to have your personally identifiable information collected, used, transferred to and processed in the United States.

Berbix uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information and implement your privacy settings. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures or use your personal information for improper purposes. You should always use caution before sharing your sensitive personal information online.

The Service is controlled and operated from facilities in the United States. Berbix makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable United States and local laws and regulations, including but not limited to export and import regulations. You may not use the Service if you are a resident of a country embargoed by the United States, or are a foreign person or entity blocked or denied by the United States government. Unless otherwise explicitly stated, all materials found on the Service are solely directed to individuals, companies, or other entities located in the United States.

4. Third-Party Links and Information

The Service may contain links to third-party materials that are not owned or controlled by Berbix. Berbix does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third-party website or service from the Service on or through any third-party website or service, you do so at your own risk, and you understand that these User Terms of Service and Berbix’s Privacy Policy do not apply to your use of such sites. You expressly relieve Berbix from any and all liability arising from your use of any third-party website, service, or content. Additionally, your dealings with or participation in promotions of advertisers found on the Service, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such advertisers. You agree that Berbix shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.

5. Indemnity

You agree to defend, indemnify and hold harmless Berbix and its subsidiaries, agents, licensors, managers, and other affiliated companies, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Service, including any data or content transmitted or received by you; (ii) your violation of any term of these User Terms of Service, including without limitation your breach of any of the representations and warranties above; (iii) your violation of any third-party right, including without limitation any right of privacy or intellectual property rights; (iv) your violation of any applicable law, rule or regulation; (v) your Berbix Credentials or any other content that is submitted by you including without limitation misleading, false, or inaccurate information; (vi) your willful misconduct; or (vii) any other party’s access and use of the Service with your unique username, password or other appropriate security code.

6. No Warranty

The Service is provided on an “as is” and “as available” basis. Use of the Service is at your own risk. To the maximum extent permitted by applicable law, the Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. No advice or information, whether oral or written, obtained by you from Berbix or through the Service will create any warranty not expressly stated herein. Without limiting the foregoing, Berbix, its subsidiaries, its affiliates, and its licensors do not warrant that the content is accurate, reliable or correct; that the Service will meet your requirements; that the Service will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the Service is free of viruses or other harmful components. Any content downloaded or otherwise obtained through the use of the Service is downloaded at your own risk and you will be solely responsible for any damage to your computer system or mobile device or loss of data that results from such download or your use of the Service.

Berbix does not warrant, endorse, guarantee, or assume responsibility for any product or site advertised or offered by a third party through the Service or any hyperlinked website or site, and Berbix will not be a party to or in any way monitor any transaction between you and third-party providers of products or services.

Federal law, some states, provinces and other jurisdictions do not allow the exclusion and limitations of certain implied warranties, so the above exclusions may not apply to you. These User Terms of Service gives you specific legal rights, and you may also have other rights which vary from state to state. The disclaimers and exclusions under these User Terms of Service will not apply to the extent prohibited by applicable law.

7. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Berbix, its affiliates, agents, directors, employees, suppliers or licensors be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, this Service. Under no circumstances will Berbix be responsible for any damage, loss or injury resulting from hacking, tampering or other unauthorized access or use of the Service or the information contained therein.

To the maximum extent permitted by applicable law, Berbix assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our site; (iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein; (iv) any interruption or cessation of transmission to or from the Service; (v) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our site by any third party; (vi) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Service; and/or (vii) the defamatory, offensive, or illegal conduct of any third party. In no event shall Berbix, its affiliates, agents, directors, employees, suppliers, or licensors be liable to you for any claims, proceedings, liabilities, obligations, damages, losses or costs in an amount exceeding the amount you paid to Berbix hereunder or $100.00, whichever is greater.

This limitation of liability section applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Berbix has been advised of the possibility of such damage. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations or exclusions may not apply to you. These User Terms of Service gives you specific legal rights, and you may also have other rights which vary from state to state. The disclaimers, exclusions, and limitations of liability under these User Terms of Service will not apply to the extent prohibited by applicable law.

8. Governing Law, Arbitration, and Class Action/Jury Trial Waiver

A. Governing Law. You agree that: (i) the Service shall be deemed solely based in California; and (ii) the Service shall be deemed a passive one that does not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than California. These User Terms of Service shall be governed by the internal substantive laws of the State of California, without respect to its conflict of laws principles. The parties acknowledge that these User Terms of Service evidences a transaction involving interstate commerce. Notwithstanding the preceding sentences with respect to the substantive law, any arbitration conducted pursuant to the terms of these User Terms of Service shall be governed by the Federal Arbitration Act (9 U.S.C. §§ 1-16). The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. You agree to submit to the personal jurisdiction of the federal and state courts located in San Francisco County, California for any actions for which we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a our copyrights, trademarks, trade secrets, patents, or other intellectual property or proprietary rights, as set forth in the Arbitration provision below, including any provisional relief required to prevent irreparable harm. You agree that San Francisco County, California is the proper forum for any appeals of an arbitration award or for trial court proceedings in the event that the arbitration provision below is found to be unenforceable.

B. Arbitration. Read this section carefully because it requires the parties to arbitrate their disputes and limits the manner in which you can seek relief from Berbix. For any dispute with Berbix, you agree to first contact us at privacy@berbix.com and attempt to resolve the dispute with us informally. In the unlikely event that Berbix has not been able to resolve a dispute it has with you after sixty (60) days, we each agree to resolve any claim, dispute, or controversy (excluding any claims for injunctive or other equitable relief as provided below) arising out of or in connection with or relating to these User Terms of Service, or the breach or alleged breach thereof, by binding arbitration by JAMS, Inc. (“JAMS”) under the Optional Expedited Arbitration Procedures then in effect for JAMS, except as provided herein. JAMS may be contacted at www.jamsadr.com. The arbitration will be conducted in San Francisco County, California, unless you and Berbix agree otherwise. If you are using the Service for commercial purposes, each party will be responsible for paying any JAMS filing, administrative and arbitrator fees in accordance with JAMS rules, and the award rendered by the arbitrator shall include costs of arbitration, reasonable attorneys’ fees and reasonable costs for expert and other witnesses. If you are an individual using the Service for non-commercial purposes: (i) JAMS may require you to pay a fee for the initiation of your case, unless you apply for and successfully obtain a fee waiver from JAMS; (ii) the award rendered by the arbitrator may include your costs of arbitration, your reasonable attorney’s fees, and your reasonable costs for expert and other witnesses; and (iii) you may sue in a small claims court of competent jurisdiction without first engaging in arbitration, but this does not absolve you of your commitment to engage in the informal dispute resolution process. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Nothing in this Section shall be deemed as preventing Berbix from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriation, or violation of our data security, intellectual property rights or other proprietary rights.

C. Class Action/Jury Trial Waiver. With respect to all persons and entities, regardless of whether they have obtained or used the site for personal, commercial or other purposes, all Claims must be brought in the parties’ individual capacity, and not as a plaintiff or class member in any purported class action, collective action, private attorney general action or other representative proceeding. This waiver applies to class arbitration, and, unless we agree otherwise, the arbitrator may not consolidate more than one person’s claims. You agree that, by entering into these User Terms of Service, you and Berbix are each waiving the right to a trial by jury or to participate in a class action, collective action, private attorney general action, or other representative proceeding of any kind. 

9. General

A. Assignment. These User Terms of Service, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Berbix without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.

B. Notification Procedures and Changes to these User Terms of Service. Berbix may provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through posting of such notice on our website, as determined by Berbix in our sole discretion. Berbix reserves the right to determine the form and means of providing notifications to our Users, provided that you may opt out of certain means of notification as described in these User Terms of Service. Berbix is not responsible for any automatic filtering you or your network provider may apply to email notifications we send to the email address you provide us. Berbix may, in its sole discretion, modify or update these User Terms of Service from time to time, and so you should review this page periodically. When we change these User Terms of Service in a material manner, we will update the ‘last modified’ date at the top of this page and notify you that material changes have been made to these User Terms of Service. Your continued use of the Service after any such change constitutes your acceptance of the new User Terms of Service. If you do not agree to any of these terms or any future User Terms of Service, do not use or access (or continue to access) the Service.

C. Entire Agreement/Severability. These User Terms of Service, together with any amendments and any additional agreements you may enter into with Berbix in connection with the Service, shall constitute the entire agreement between you and Berbix concerning the Service. If any provision of these User Terms of Service is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these User Terms of Service, which shall remain in full force and effect, except that in the event of unenforceability of the universal Class Action/Jury Trial Waiver, the entire arbitration agreement shall be unenforceable.

D. No Waiver. No waiver of any term of these User Terms of Service shall be deemed a further or continuing waiver of such term or any other term, and Berbix’s failure to assert any right or provision under these User Terms of Service shall not constitute a waiver of such right or provision.

E. California Residents. The provider of services is Berbix Inc., (888) 200-9987, privacy@berbix.com. If you are a California resident, in accordance with Cal. Civ. Code §1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834, or by telephone at (800) 952-5210 or (916) 445-1254.

Last Modified: June 19, 2018